HANDYMAN 
Handyman Insurance – Consider Liability Insurance Coverage Limits
Not having a good grasp on the details of a coverage plan could leave a policyholder susceptible to many different costs associated with an automobile accident. Most states have liability requirements that must be met, yet the minimum allowances are often very low. In Ohio the required liability is only $12,500 for bodily injury to one person, $25,000 for bodily injury to two or more people and $7,500 for property damage, which means that if an Ohioan motorist strikes another vehicle then their insurance provider would only pay up to $7,500 for the cost of damages to the other car. According to the Federal Trade Commission the average cost of a new car is $28,400; this means that if the other driver owned a fairly new vehicle, then the policyholder would end up paying a considerable amount of money out of pocket to cover any remaining costs of damages.
State officials will often advise vehicle owners to increase their liability limits in order to offer an ideal level of protection, which will often only slightly raise premiums, but the benefits of being adequately covered often outweigh these expenses. It is important for consumers to understand their coverage and what they could potentially be paying in the event of an accident. Becoming educated on these topics is easy and convenient with the use of modern technology. Exploring different state government websites, for example, is an excellent way to find lists of different types of coverage that is typically offered, as well as extensive descriptions.
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