HANDYMAN 
Get Affordable Handyman Insurance and Avoid Driving Uninsured
Get Affordable Handyman Insurance and Avoid Driving Uninsured: It is estimated that the national average of uninsured motorists is roughly around fourteen percent, which is unfortunate due to the risks that are involved that come with driving without a policy. Many consumers decide to discontinue policies because they believe they may no longer be able to afford to stay insured, but taking the time to shop around may help locate an affordable policy and protect against the huge burdens that can come from an uncovered traffic accident. Although purchasing auto insurance is something that an individual may easily frown upon, there is a reason that states make them mandatory and it is not only to protect others on the road, but also the policyholder.
Individuals may think that affordable car insurance companies may be out of reach because they may have a bad driving record and/or be considered a high risk, or are struggling financially, but it is in a driver’s best interest to stay within the laws of their state to avoid a financial and emotional catastrophe. In some states driving without a policy is taken very seriously and the penalties if caught and convicted and be extremely harsh. Fines can reach more than $1,000 and in many cases this amount could be more than the cost of coverage. Couple that with the chance of causing an accident where injuries and property damage are sustained by a third party and the costs can reach tens or even hundreds of thousands of dollars; it is simply not worth the risk.
Tips to Locating Affordable auto insurance
Consumers should realize that there are a wide variety of insurers available to offer auto insurance policies in any given state and must compare all options before throwing in the towel and deciding to go uninsured. While not recommended, it may be in the best interest of a consumer to obtain the minimum coverage allowed in the state to find the most affordable policy. An effective way to locate an insurer that can offer the most inexpensive rate is to simply shop around. Even if a motorist has to put a few hours aside to get a quote from over twenty companies it is a much better and wiser alternative to getting behind the wheel unprotected by a carrier. It may take time, but will be worth it to avoid hefty fines or an uninsured accident.
One of the best ways to lower premiums is to take advantage of all available discounts and there are numerous ones offered that can save a big chunk of money. The good driver discount is among one of the most common and can yield a savings in the area of 20%. On a policy that would normally cost $1,000 a year, a consumer could save around $200 dollars and in combination with others, savings can be substantial. Certain states even make a particular discount mandatory; according to the Connecticut Department of Motor Vehicles, motorists 60 years and older must be given a 5% rate reduction for completing an accident prevention class for 24 months. Being a diligent shopper and taking advantage of savings where applicable is a great way to find affordable coverage and also help avoid the risks of driving without protection.
Find the Best Insurance 
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