HANDYMAN 
Locating Insurance for High Risk Handyman Drivers
Being labeled as a vehicle owner with a higher likelihood of being involved in an accident is oftentimes the result of a series of claims, the presence of a DUI, numerous citations, or various other offenses, but there are also situations in which being a high risk driver is entirely unavoidable. For example, studies have shown that male drivers are more likely to be involved in an accident than female drivers. A person’s age may have a consider impact on the opinions of a coverage provider as well. According to Teen Driving Data & Statistics released by the Centers for Disease Control and Prevention, teenagers in particular have an increased chance of being involved in an accident. In 2009 alone roughly 3,000 young adults were killed as the result of a car accident and 350,000 were treated for vehicle related injuries. Luckily for these motorists, and others with a higher chance of filing a claim, coverage can usually be obtained from companies that specialize in insuring such individuals.
When a policy provider evaluates an individual they typically place them in a group that best identifies their likelihood of being involved in an accident. Motorists that are likely to file claims are considered to be non-standard while those with flawless records are typically referred to as preferred motorists. Although many insurers prefer to provide coverage to the latter, there are also numerous companies that specialize in insuring non-standard motorists. For various reasons such insurers are able to profit from motorists with poor driving records can sometimes provide adequately priced policies. Shopping around an evaluating what various insurers can offer is an exceptional way to not only locate a company willing to insure a high-risk driver, but also one of the previously mentioned ways of finding an adequately priced plan despite one’s record.
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