HANDYMAN 
How to Maintain a Cheaper Handyman Car Insurance Policies
Once motorists find the cheapest auto policy available to them, there are a number of ways they can make sure premiums stay affordable or even become cheaper. The easiest way to keep cheap rates is to follow the rules of the road. Speeding, running red lights or stop signs, or disobeying any law while operating a car can lead not only to tickets and a surcharge on premiums but also to dangerous and costly accidents. When a driver is convicted of committing certain moving violations or causing a traffic accident, he or she is likely to see an increased premium. In addition, if the insured was receiving a good driver discount, it may no longer apply and could cause the cost of a policy to rise over 10 percent.
Drivers can maintain cheaper car insurance rates by being active consumers. Most state consumer guides recommend that motorists compare premiums once a year. Now that the Internet has sped up the process of comparison shopping, vehicle owners can obtain quotes from numerous companies in a fraction of the time that it would have taken when motorists had to either open up the telephone book or drive around to agencies’ offices. Since shopping and comparing no longer has to be a time-consuming task, it can be done more often than once a year to check whether more affordable policies are available. The California Department of Insurance states that comparing quotes from different companies is important because rates vary dramatically between carriers. By actively monitoring coverage and policies, drivers are more likely to save money.
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