HANDYMAN 
Handyman Insurance, B&P Code Requires Contractors to Have License Bond
While not as high a profile as other construction trades, there is a problem in California with sign companies that operate without a contractor license. The Contractors State License Board’s (CSLB) Statewide Investigative Fraud Team (SWIFT), in cooperation with the Upland Police Department, San Bernardino County District Attorney’s Office, and with leads provided by the California Sign Association, has just completed a multi-week undercover sting operation that targeted a group of phony C-45 Sign contractors.
CSLB set up a sting operation on June 23 and June 30, 2010, at a commercial building in the city of Upland, where SWIFT investigators posed as property managers who solicited contractors for installation of outdoor signage on the building. Other unlicensed operators were solicited for tile work and painting at the new, largely unimproved building. Those who submitted bids for more than the legal $500 limit received notices to appear (NTA) in court for contracting without a license and illegal advertising.
California Business and Professions (B&P) Code requires any home or property improvement work valued at $500 or more for labor and materials be undertaken by a licensed contractor. B&P Code also requires contractors to put their license number in all advertisements. Those without licenses may do work valued at less than $500 for labor and materials, but must state in their ads that they are not a licensed contractor.
Consumers often don’t realize the risks associated with hiring an unlicensed person for construction and property improvement. Phony contractors do not have a contractor license bond or workers’ compensation insurance. A worker who is hurt on the job could seek medical reimbursement or other damages from the property owner. California Labor Code requires contractors to carry workers’ comp coverage for each of their employees. Roofing contractors also must have workers’ compensation coverage for themselves. B&P Code requires contractors to have a $12,500 license bond to help compensate consumers if work is not completed or if something goes wrong on the job.
“This sting should serve as a warning to consumers who might be taken in by promises of cheaper work performed by someone who isn’t licensed,” said CSLB Registrar Steve Sands. “In reality, you likely won’t pay any more by hiring a licensed contractor who provides the added assurance that you’ll be protected from liability if a worker is hurt or anything goes awry during the project.”
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